Fees and Insurance Coverage
At Discourse Psychology Centre, we believe that understanding the practical side of therapy is an important part of getting started. Below you’ll find information about insurance coverage, OHIP, and how to determine whether our services may be covered under your benefits plan. For specific fee information, we welcome you to contact us directly. We’re always happy to answer any questions.
Is Therapy Covered by OHIP?
Psychological services provided in private practice are not covered by OHIP. However, most extended health benefit plans offered through employers or private insurers cover services provided by a Registered Psychologist (C.Psych.) or by clinicians working under the supervision of a Registered Psychologist. At Discourse Psychology Centre, all services are either provided by, or supervised by a registered psychologist, which means clients are often eligible for reimbursement through their extended health plan.
How to Check your Coverage
We recommend contacting your insurance provider directly before beginning therapy. When you call, ask the following:
- Does my plan cover services provided by a Registered Psychologist (C.Psych.)?
- Does my plan cover services provided under the supervision of a Registered Psychologist?
- Do I need a physician referral to access my psychological services benefit?
- What is my annual coverage limit for psychological services?
- Is there a per-session limit on what is reimbursed?
Physician Referrals
At Discourse Psychology Centre, we’re happy to work collaboratively with your Physican. However, we do not require a physician referral to begin services. Some insurance plans may request a referral letter from your family doctor before they will reimburse you for psychological services. We recommend checking with your provider in advance.
Receipts & Reimbursement
Payments are made by clients after each session. Upon payment, clients receive a receipt that can be submitted to their extended health insurer for reimbursement. Receipts include all information typically required by insurance providers, including the clinician’s registration number and designation.
For information about our fees or to discuss your coverage before booking, please don’t hesitate to reach out. All inquiries are confidential and returned promptly.